The end of the month arrives and you’re holding an empty wallet? If the answer was yes, this is the right article for you! About 25% of Brazilian families can not finish the month with the bills in order, according to a survey conducted by IBGE, so you’re not alone! But because of these data do not think it is impossible to save and have money left over at the end of the month, stay with us and see some tips to help you save.
Examine what is harming your income
The first step is to find out how your money is ending before you settle your debts, usually the reason is for spending more than you earn. If this is the case, make a note of your fixed expenses, basic needs and other purchases made, so at the end of the month you will know what your money was most spent on. And of course, redefine your habits so you can save money.
Goals can be a great ally in making an economy. This is explained by the fact that when we have an ultimate goal, our efforts are expanded and we can save more to achieve those dreams. Short, medium, long term, whatever your goal you will have to give up superfluous expenses if you really want to conquer it. In the end, the personal satisfaction of having achieved its purpose will be far more lasting than the momentary pleasure of going to lunch in the restaurant daily without any real need.
Do not waste
Water, light, superfluous expenses: avoid waste. Are you going to brush your teeth? Do not leave the faucet open, set your shower to summer mode at this time, use the broom instead of the hose on your sidewalk, etc. These are small attitudes that turn into great changes that will surely make a difference in your pocket.
If you have seen a shoe in the promotion and want to buy it, first ask yourself if you really need it, and how much others are stored in the closet?
Policing and discipline are huge partnerships when it comes to economizing.
Search and search for discounts
With the use of the internet it became much easier to economize. Before you go out shopping, do a search on the internet and see which store is cheaper but still do not buy, try to go to the physical store and ask the seller for a discount. Do not ask if there is a discount, but rather how much the seller will discount you to become a customer.
Now you know how to save money and get to the end of the month with pocket money. And remember, if things get tricky, Financial Group decomposes to you! Order your loan online without red tape and 100% insurance and get out of the red.